Hi, I’m Shiloh
Tax Return Wrangler & Bookkeeper Extraordinaire.
With over a decade of experience in tax preparation, budgeting, and financial management, I help individuals and small business owners stay organized, reduce stress, and keep more of what they earn. My background includes grant writing, project and departmental budgeting, and managing federal and state-funded programs—so accuracy and attention to detail are second nature.
I got my start with the VITA program in 2014, where I discovered I actually enjoyed tackling complex tax situations. What began as helping friends and family quickly turned into something more.
In 2022, I created Baer Mountain Financial Services and became an Authorized IRS E-File Provider to offer a better alternative to overpriced, impersonal tax prep companies. I wanted to break the mold and offer reliable, straightforward support without the inflated price tag.
About Baer Mountain
In case you're wondering—yes, I do know how to spell “bear.”
The name comes from a running joke when I first took my husband to visit friends in California.
Someone asked if he wrestled bears, being from Idaho. He said no… but he did wrestle a buck once (which is a story for another time).
“Bear Mountain” felt like a fitting nod to both the place and the person that mean so much to me.
To make it even more personal and quirky, I added a touch of my German heritage: and Baer Mountain Financial Services was born.
Like the name, my approach is straightforward, a little unconventional, and built on something real - no fluff, just reliable support you can count on.
I don’t just teach financial discipline - I’ve had to learn it the hard way.
I know what it’s like to be stuck in the cycle of debt and living paycheck to paycheck.
In my early 20s, I checked my bank account on payday and saw a negative balance -
no money for food, bills, or gas. I had fallen into the paycheck-advance trap and was paying the “stupid tax.”
That was my turning point. I made a commitment to never be in that position again.
Since then, I’ve paid off debt, rebuilt my habits, and raised my credit score from 524 to 765.
Now I use that experience to help others break the same cycle, and I’m continuing to grow my expertise
as I work toward becoming a certified budget coach.
Whether it's better books, untangled taxes or getting off the hamster-wheel-of-debt, I'm here to help.
Office Hours:
Mon-Fri 9am - 3pm (PDT)
Saturdays (by appointment only)
